IDFC FIRST Bank and Mastercard unveil the FIRST SWYP Credit Card – The coolest card for today’s generation!

Telugu super news,Mumbai,9th December, 2023:IDFC FIRST Bank expands its credit card offering for the youth with  the introduction of the FIRST SWYP Credit Card. Created for today’s Gen Z generation, the card is designed to provide exciting lifestyle-related offers through our feature merchants& EMI benefits to cardholders, complete payment flexibility and a plethora of referral benefits. The card provides payment flexibility to the customer, as they can pay in full or convert to easy fee based EMIs. Powered by Mastercard, this card isdesigned to meet varying lifestyle requirements of the youth& the young at heart,focused on affordability, convenience and increased customer engagement.

After the success of FIRST Millennia Credit Cards, this new launch further extendsIDFC FIRST Bank’s offering coverage across Millennials and Gen Zs, intensifying their focus to address  demands of new-age customers, blending benefits across their favorite categories of spends and talkworthy offers and innovative propositions

‘We are thrilled to announce the launch of the FIRST SWYP Credit Card, a product that truly embodies our commitment to innovation & designing relevant new products for younger audiences’ said Mr. Shirish Bhandari, Head Credit Card Business at IDFC FIRST Bank.  This card will reinvigorate the youth’s relationship with credit card usage, due to its inherent ability to be used as a no-interest charge card, as well as its host of smartly curated features, namely, flexible bill repayments through EMIs,  a strong, benefit-laden referral program that’s geared towards enhancing social connect, and a plethora of exclusive and relevant merchant partnerships. We are confident in this card’s ability to deliver on our commitment towards providing ease, flexibility &lived experiences to the younger customers of today.”

Gautam Agarwal, Division President, South Asia, Mastercard, said, “The Youth of today want products that are reflective of their individuality. That’s why, brands need to constantly innovate and collaborate to design products and solutions that resonate with Gen Z & Millennials. Mastercard is delighted to partner with IDFC FIRST Bank to support the launch of the FIRST SWYP credit card. This new card is a perfect combination of security and benefits and will allow the youth to transact with ease and confidence.”  

Features & Benefits

  • Joining BenefitsNew FIRST SWYP customers will get: Complimentary Lenskart Gold Membership, Complimentary Times Prime Annual Membership on spending Rs.30,000 & 1000 Reward points on their first EMI conversion
  • Yearlong discounts on our Featured Partners: With the FIRST SWYP Credit Card, customers can get year long discounts up to 20% off on our partner brands. These brands across dining, shopping & travel are sure to meet the growing interests of the segment
    • Satisfy your pizza cravings with a tempting 20% off at Domino’s Pizza
    • Satiate the travel bug with 10% off on flight & hotel bookings on EaseMyTrip
    • Get your style on point with an amazing 10% instant discount on TATA CLIQ
    • Enjoy a delectable 10% off on Zomato for the perfect mealtime solution.
  • EMIfy: The FIRST SWYP Credit Card carries an innovative EMI proposition where customers can convert their purchases >2,500 to EMI at a flat monthly EMI conversion fee starting from Rs.49 + GST..While customers can pay their bill in full, they can also opt to convert either the bill or eligible transactions to EMI
  • Milestone Rewards Program: Unlock up to 1400 reward points every billing cycle with FIRST SWYP customers can get rewards for using their cards. Here are the details:
    • Eligible pends of Rs.5,000: 200 Reward Points
    • Eligible spends of Rs.10,000: Total 500 Reward Points
    • Elgiible spends of Rs.15,000: Total 1000 Reward Points
    • Customers can earn 400 additional reward points on minimum rental spends of Rs 20,000 per month
  • FIRST SWYP Referral Program: FIRST SWYP Cardholders can refer their friends & earn benefits on every successful referral – starting from a waiver of annual fees worth Rs 499 on the first successful referral, to 4000 bonus rewards, Movie vouchers, Domestic lounge access & much more
  • Movie Benefits : 25% up to Rs 100 every month on movie tickets
  • Fuel Surchage waiver : 1% fuel surcharge upto Rs.200 ;
  • Railway Lounge Access : 4 complimentary railway lounge access every quarter

IDFC FIRST Bank customers can apply for the FIRST SWYP Credit Card through a seamless digital process available on the bank’s website and mobile application. With the FIRST SWYP Credit Card, IDFC FIRST Bank continues to strengthen its position as a pioneer in the banking industry, consistently introducing innovative products and services that cater to the evolving needs of its customers. The launch of this credit card marks another milestone in IDFC FIRST Bank’s journey of delivering unparalleled convenience, value, and delight to its ever-growing customer base.

HDFC Bank joins hands with Marriott Bonvoy ® to launch India’s first co-brand hotel credit card

Telugu super news,India ,August 24,2023: HDFC Bank, India’s leading private sector bank, has joined hands with Marriott Bonvoy, Marriott International’s award-winning travel program, to launch the ‘Marriott Bonvoy HDFC Bank Credit Card’, India’s first co-branded hotel credit card. The co-branded credit card will run on Diners Club®, part of the Discover Global Network and aims to be one of the most rewarding travel cards in India. 

The Marriott Bonvoy HDFC Bank credit card leverages the strengths of the two brands, offering consumers an unprecedented array of travel benefits, including Silver Elite Status with Marriott Bonvoy, that comes with benefits such as priority late checkout, exclusive member rates, Marriott Bonvoy bonus points and much more. 

We are excited to launch our first Marriott Bonvoy co-branded credit card in India, following successful launches in Japan and South Korea,” highlighted Mrs. Ranju Alex, Area Vice-President, South Asia, Marriott International. “With the potential to open the world of travel to a new generation of Indian explorers, the combination of benefits from two powerful brands underscores our commitment to providing members with more ways to earn through everyday purchases. More importantly, this collaboration accentuates our holistic vision of hospitality and allows us to add personalised benefits for our members, that extend beyond hotel stays.”

Mr. Parag Rao, Country Head – Payment Business, Consumer Finance, Technology and Digital Banking, HDFC Bank commented, “We are pleased to introduce India’s first co-branded hotel credit card in partnership with Marriott Bonvoy. This collaboration reflects our commitment to providing innovative financial solutions that cater to the evolving needs of our customers. With this card, we aim to enhance the travel experiences of our valued cardholders by offering exclusive benefits, rewards, and seamless access to Marriott International’s award-winning travel program. As the leading card issuer in the country, we are excited about this new offering and believe this partnership will revolutionise the way our customers engage with the hospitality industry, enhancing their journeys and creating lasting memories.”

“Cardholders who favor travel rewards cards will also value access to travel benefits and privileges that Diners Club offers in the market and globally” said Chris Winter, Vice President of International Markets at Diners Club International. “Our unique partnership model has built a strong acceptance footprint around the world to benefit those that travel both for work and pleasure, as well as those using the card for everyday local spend.” 

Benefits amplified; Rewards multiplied.  

Designed with the new generation of travelers in mind, the Marriott Bonvoy HDFC Bank credit cardholders can earn Marriott Bonvoy points on eligible spending. These points can be redeemed at participating hotels across the Marriott Bonvoy portfolio – from free nights and upgrades within the unrivalled 31-brand portfolio, once-in-a-lifetime experiences through Marriott Bonvoy Moments, to bringing the hotel experience home with signature branded products from Marriott Bonvoy Boutiques, among others. The cardholders will also have the convenience to transfer points to nearly 40 airlines across the globe.

Key benefits of Marriott Bonvoy HDFC Bank credit card*

Welcome & annual spend based milestone benefits:

(*Card sign up is confirmed upon credit approval and payment of joining fee)

  • One Free Night award worth up to 15,000 points to be redeemed for a one-night stay at participating Marriott Bonvoy hotels.
  • Marriott Bonvoy Silver Elite status and 10 Elite Night credits to accelerate cardholders’ journey with Marriott Bonvoy upon successful sign-up.
  • Earn up to 3 additional Free Night awards upon meeting spending thresholds.

Additional benefits:

  • Further, earn Marriott Bonvoy points for every INR 150 spent:     
  • Earn 8 Marriott Bonvoy points on eligible purchases at hotels participating in Marriott Bonvoy
  • Earn 4 Marriott Bonvoy points on eligible purchases across travel, dining and entertainment. 
  • Earn 2 Marriott Bonvoy points on all other eligible purchases.
  • Complimentary access to over 1,000 airport lounges across the globe
    • 12 complimentary access to domestic lounges each year
    • 12 complimentary access to international lounges each year.
  • Complimentary access to participating golf courses globally, up to 2 times per quarter
  • Insurance against loss or delayed baggage, loss of passport, ticket as well as missed connection to be covered by HDFC Bank 
  • Complimentary personal air accident insurance cover

To view full card benefits, including terms and conditions visit: https://www.hdfcbank.com/personal/pay/cards/credit-cards/marriott-bonvoy-credit-card

HDFC Bank launches Regalia Gold Credit Card

HDFC Bank

Telugu Super News,India, March 23,2023: HDFC Bank today announced the launch of Regalia Gold Credit Card—a super-premium credit card with unparalleled features and benefits—in its Regalia range of credit cards.The card is packed with Best-in-Class Travel and Lifestyle benefits, allowing customers to redeem rewards for global travel and on a collection of premium brands via the exclusive Regalia Gold catalogue. It also offers cardholders complimentary airport lounge access globally, and premium milestone benefits.

Regalia Gold is HDFC Bank’s latest foray into the ‘Super Premium Category’. The credit card will be available to high-income individuals andis designed exclusively to cater to the needs and requirements of travellers and lifestyle enthusiasts.

It is our endeavour to serve almost every customer segment. After a hiatus, travel and lifestyle segments are bothlooking robust in terms of growth. Tourism numbers remain strong. Lifestyle spends are increasing. A credit card tailor-made for travel and lifestyle needs, we believe will serve the needs of a wide customer base. Regalia Gold provides a one stop solution with a host of exclusive offers and benefits as well as access to global travel facilitators, airport lounges, and curated benefits on lifestyle brands,” saidMr.Parag Rao, Group Head – Payments, Consumer Finance, Digital Banking and Information Technology.

With the all-new Regalia Gold Credit Card, you get:

Best-in-class redemption program:

o          Let’s you redeem rewards on global flights + hotel stays + airmiles and on a collection of premium brands via the exclusive Regalia Gold catalogue

HDFC Bank

Privileged Travel Experience:

o          Club Vistara Silver Tier Membership & MMT Black Elite Membership

o          Global Airport Lounge Access and Priority Pass Membership

o          Complimentary Airport Cab Vouchers*

Rewarding Everyday Indulgences:

o          5X Rewards on Myntra, Nykaa, M&S, Reliance Digital

o          4 Reward Points per Rs.150 onretailspends*

Luxurious Milestone Benefits:

·        Upto 2 Flight Ticket vouchers every year on annual spends milestones

·        Marriott vouchersand more on quarterly spends milestones

HDFC Bank, India’s largest private bank, is the leading player in the payment’s ecosystem in the country with over 1.65 crore credit cards and, an overall cumulative card base of over 6 crore, including credit, debit, and prepaid cards; addressing the need of different market segments.

IRCTC partners with HDFC Bank to launch India’s
most rewarding co-branded travel credit card 

HDFC Bank

Telugu Super News,India, March 3rd,2023: Indian Railway Catering and Tourism Corporation Ltd (IRCTC), the public sector undertaking under the Ministry of Railways, and HDFC Bank, India’s largest private sector bank today announced a partnership to launch one of India’s most rewarding co-branded travel credit cards. Known as the IRCTC HDFC Bank Credit Card, the newly launched co-branded card is in a single variant and is available exclusively on NPCI’s Rupay network. 

It will provide exclusive benefits and maximum savings on bookings of train tickets booked through the IRCTC’s ticketing website and through IRCTC Rail Connect app. Additionally, IRCTC HDFC Bank Credit cardholders will enjoy an attractive joining bonus, discounts on bookings and access to the several executive lounges at railway stations across the country. 

The card combines the strength of two leading Indian brands to deliver superior value and an enhanced customer experience to travellers. It will leverage HDFC Bank’s expertise as the market leader in card issuance in the country, offering its best-in-class rewards programme, and IRCTC’s unmatched services on train travel.

The credit card was launched by Ms. Rajni Hasija, Chairman & Managing Director, IRCTC, Mr. Parag Rao, Group Head – Payments, Consumer Finance, Digital Banking and IT, HDFC Bank and Ms. Praveena Rai, COO, NPCI at a launch ceremony held at New Delhi.

Commenting on the association, Ms. Rajni Hasija, Chairman & Managing Director, IRCTC said, “HDFC Bank is among the largest and most trusted banks in the country. We are delighted to partner with them for this initiative. The co-branded card offers exclusive access to newly opened state-of-the-art lounges available at most of the major railway stations. The credit card will help to streamline online transactions and at the same time offer best-in-class benefits as well as experience to our customers.

Parag Rao, Group Head – Payments, Consumer Finance, Digital Banking and IT, HDFC Bank said, “HDFC Bank is committed to providing best-in-class banking services to the nation. The IRCTC HDFC Bank Credit Card will enable us to offer our card to millions of Indians across the country. Indian Railways is one of the biggest public sector enterprises in the country and we are delighted to be the first private sector bank to partner with IRCTC to enhance customer experience for train travellers, right from the time of booking their tickets. As the largest card issuer in the country, it is our endeavour consistently to find new ways to nurture and support the payments ecosystem in India.

Ms. Praveena Rai, Chief Operating Officer – National Payments Corporation of India said, “At RuPay, we have customers at the heart of all our offerings & innovations. We are happy to partner with IRCTC & HDFC Bank for a cobranded credit card which will offer seamless payment convenience and appealing benefits to customers for rail travel as well as their shopping needs. With RuPay Credit Cards now enabled on UPI for payments, this cobranded card will provide impetus to further adoption and reach of digital payments across India.” 

Key features and benefits of the IRCTC HDFC Bank Credit Card include:

  • Welcome Benefit – INR 500 Amazon voucher on card activation within 30 days of card issuance
  • 5 Reward Points per Rs.100 spent on ticket bookings at www.irctc.co.in  
  • 5% Cashback on booking via Smart Buy
  • 1 Reward Point per Rs.100 spent (not applicable on EMI, Fuel and Wallet re-load txns, on rental payments and Government related transactions)  
  • 8 Complimentary IRCTC Railway Lounge Access per year
  • Additional reward Points on AC ticket booking
  • INR 500 Welcome Gift voucher on card activation within 30 days of card issuance.
  • Gift Voucher worth INR 500 on spends of INR 30,000 within 90 days
  • 1% Transaction charges waiver on IRCTC Website and App
HDFC Bank

IRCTC HDFC Bank co brand credit card customers can apply for the credit card through the websites of both IRCTC and HDFC Bank and access key details of the card through the app while enjoying a simple and even more rewarding experience. They can also walk in to the nearest HDFC Bank branch to apply for the card.

Indian Railway Catering and Tourism Corporation Ltd. (IRCTC) is a “Mini Ratna (Category-I)” Central Public Sector Enterprise under Ministry of Railways, Government of India. IRCTC was incorporated on 27th September, 1999 as an extended arm of the Indian Railways to upgrade, professionalize and manage the catering and hospitality services at stations, on trains and other locations and to promote domestic and international tourism through development of budget hotels, special tour packages, information & commercial publicity and global reservation systems.